Key Features:

No collateral required – Access funds without pledging assets

Fast approval – Digital application with disbursal within 24 hours

Flexible repayment – Customized tenure (6-36 months)

Competitive interest rates – Lower than traditional lenders

Ideal for:

Working capital, equipment purchase, business expansion

Key Features:

Quick disbursal – Funds transferred within minutes of approval

Multi-purpose use – Medical emergencies, education fees, travel, or debt consolidation

Minimal documentation – Paperless application via mobile app

Flexible repayment – Choose tenure from 3 months to 5 years

Ideal for:

Urgent financial needs with hassle-free processing

Key Features:

High loan-to-value (LTV) – Get up to 75% of gold value instantly

Safe & secure – Gold stored in RBI-approved vaults

Low interest rates – Affordable compared to unsecured loans

No credit score required – Approval based on gold purity & weight

Ideal for:

Immediate cash needs without selling gold assets

Key Features:

High returns – Up to 8.5% annual interest, higher than savings accounts

Flexible tenures – From 7 days to 10 years

Regular payouts – Interest credited monthly/quarterly/at maturity

100% safe – Backed by RBI-regulated financial securityht

Ideal for:

Risk-free savings with guaranteed returns